Lestari FD, Wijaya H. Macroeconomic Volatility and Bank Lending Behavior: An ARDL Approach Using Indonesian Time-Series Data. vkj [Internet]. 2025 Sep. 8 [cited 2025 Sep. 11];3(1):35-9. Available from: https://journal.globalcendekia.or.id/index.php/vkj/article/view/123