Persepsi Mahasiswa Terhadap Respons Komunikasi DANA Atas Isu Saldo Hilang Tahun 2024 Dalam Konteks Cancel Culture Di Media Sosial

Authors

  • Camelia Sa’adah Program Studi Ilmu Komunikasi, Universitas Mulawarman, Indonesia
  • Rina Juwita Program Studi Ilmu Komunikasi, Universitas Mulawarman, Indonesia
  • Kezia Arum Sary Program Studi Ilmu Komunikasi, Universitas Mulawarman, Indonesia
  • Ziya Ibrizah Program Studi Ilmu Komunikasi, Universitas Mulawarman, Indonesia

DOI:

https://doi.org/10.71094/vkj.v4i1.337

Keywords:

Crisis Communication, Digital Wallet Crisis, Situational Crisis Communication Theory (SCCT), Public Trust, Cancel Culture

Abstract

The rapid growth of social media has transformed crisis communication by enabling the public to quickly shape and disseminate opinions about organizations. This development presents significant challenges for financial technology (fintech) companies, including DANA, during the 2024 missing balance issue that attracted widespread public attention on social media. This study aims to analyze university students' perceptions of DANA's crisis communication response using the Situational Crisis Communication Theory (SCCT) framework. A qualitative approach with a case study design was employed. Informants were selected through purposive sampling, while data were collected through in-depth interviews and document analysis. The data were analyzed using the interactive model of Miles, Huberman, and Saldaña, consisting of data condensation, data display, and conclusion drawing. The findings reveal that students' perceptions were primarily influenced by the timeliness of the company's response, information transparency, message consistency, and organizational empathy throughout the crisis. Perception formation was also shaped by social experiences, interpersonal communication, social media exposure, and digital literacy. Furthermore, cancel culture emerged as a form of social evaluation reflected in declining public trust, increased user caution, and the widespread dissemination of negative opinions toward the organization rather than a complete boycott. This study extends the application of SCCT by demonstrating that organizational responsibility attribution in the digital era is constructed through the interaction between corporate crisis communication strategies and the dynamics of social media communication. The findings highlight the importance of responsive, transparent, dialogic, and adaptive crisis communication strategies for fintech companies to maintain public trust and protect organizational reputation.

Downloads

Download data is not yet available.

References

Anggraini, L. P., & Rahma, D. S. (2025). Strategi Komunikasi Krisis Perusahaan dalam Menghadapi Isu Negatif di Media Digital. Jurnal Media Dan Komunikasi (MEKAS), 2(2), 40–45.

Assyakurrohim, D., Ikhram, D., Sirodj, R. A., & Afgani, M. W. (2022). Metode studi kasus dalam penelitian kualitatif. Jurnal Pendidikan Sains dan Komputer, 3(1), 1–9. https://doi.org/10.47709/jpsk.v3i01.1951

Bailusy, M. N., Pollack, J., Fahri, J., Amarullah, D., & Buamonabot, I. (2025). Determinants of Indonesian SMEs' intentions to adopt fintech: An innovation diffusion theory perspective. Journal of Indonesian Economy and Business, 40(2). https://doi.org/10.22146/jieb.v40i2.10843

Bielecka, H., Han, F., & Strzelecki, A. (2025). Antecedents and management strategies of social media crisis effects in the digital age. European Journal of Management and Business Economics. https://doi.org/10.1108/EJMBE-08-2024-0271

Bukar, A. U., Jabar, M. A., Sidi, F., Nor, R. N. H. B., Abdullah, S., & Ghazali, A. H. A. (2021). Revisiting social media crisis communication model for building resilience via artificial neural network analysis. International Journal of Academic Research in Business and Social Sciences, 11(17), 35–46. http://doi.org/10.6007/IJARBSS/v11-i17/11389

Coombs, W. T. (2019). Ongoing crisis communication: Planning, managing, and responding (5th ed.). Sage Publications.

Fairuzyah, I. N., Arkaan, G. A., Marfariza, H. A., Suhendar, M. I. P., & Khoirunnisa, S. (2024). Building Public Trust Through E-Governance Strategy: Case Study in DKI Jakarta, Indonesia. Social Impact Journal, 3(2), 143-152. https://doi.org/10.61391/sij.v3i2.170

Farries, E., Kerrigan, P., & Siapera, E. (2025). Introduction to the special issue: The Platformization of Cancel Culture. Television & New Media, 26(1), 3-16. https://doi.org/10.1177/15274764241277469

Fombrun, C. J., & Van Riel, C. B. M. (2004). Fame & fortune: How successful companies build winning reputations. Pearson Education.

Ganiem, L. M., & Kurnia, E. (2019). Komunikasi korporat: Konteks teoretis dan praktis. Prenada Media.

Hindardjo, A., Faisal, A., Marlapa, E., Pramudena, S. M., et al. (2025). Unraveling the complexity of fintech adoption: A multidimensional analysis of sustained digital wallet usage by Generation Z in Greater Jakarta. Jurnal Manajemen dan Pemasaran Jasa, 18(1), 59-76. https://doi.org/10.25105/v18i1.21032

Holladay, S. J., & Coombs, W. T. (2022). The Handbook of Crisis Communication (Revised Edition). Wiley-Blackwell.

Keh, H. T., & Xie, Y. (2009). Corporate reputation and customer behavioral intentions: The roles of trust, identification and commitment. Industrial Marketing Management, 38(7), 732-742. https://doi.org/10.1016/j.indmarman.2008.02.005

Miles, M. B., Huberman, A. M., & Saldaña, J. (2014). Qualitative data analysis: A methods sourcebook (3rd ed.). Sage Publications.

Moleong, L. J. (2021). Metodologi penelitian kualitatif (Edisi revisi). PT Remaja Rosdakarya.

Nawayseh, M. K. A. (2020). Fintech in COVID-19 and beyond: What factors are affecting customers' choice of fintech applications? Journal of Open Innovation: Technology, Market, and Complexity, 6(4), 153. https://doi.org/10.3390/joitmc6040153

Ng, E. (2020). No grand pronouncements here...: Reflections on cancel culture and digital media participation. Television & New Media, 21(6), 621–627. https://doi.org/10.1177/1527476420918828

Nguyen, M. C., Van Nguyen, L. T., Nguyen, M., Mai, A. N. T., Dang-Pham, D., & Huynh, T. P. (2025). Can Digital Advertising Content Trigger User Preference Toward Social Media Platforms? The Mediating Roles of Perceived Functional and Emotional Values. In Information Systems Research in Vietnam, Volume 3: A Shared Vision and New Frontiers (pp. 69–85). Springer Nature Singapore. https://doi.org/10.1007/978-981-97-9835-3_5

Norris, P. (2023). Cancel culture: Myth or reality? Political Studies, 71(1), 145–174. https://doi.org/10.1177/00323217211037023

Ogunyombo, O. E., Odunlami, D., & Oredola, O. O. (2024). Crisis management in the digital era: Exploring the application of Situational Crisis Communication Theory propositions in managing MTN Nigeria SIM registration crisis . Nigerian Journal of Communication, 20(1), 39–56. https://www.ajol.info/index.php/njcomm/article/view/284910

Putritama, A. (2019). The mobile payment fintech continuance usage intention in Indonesia. Jurnal Economia, 15(2), 243-258. https://doi.org/10.21831/economia.v15i2.26403

Rezza, A. M., Widyana, S. F., & Anggraeni, A. D. (2024). Digital payment adoption: The antecedent of habit and behavioral intention. Jurnal Penelitian Pendidikan Indonesia. https://doi.org/10.29210/020243563

Robbins, S. P., & Judge, T. A. (2019). Organizational Behavior (18th ed.). Pearson Education.

Ryu, H.-S. (2018). What makes users willing or hesitant to use Fintech? The moderating effect of user type. Industrial Management & Data Systems, 118(3), 541-569. https://doi.org/10.1108/IMDS-07-2017-0322

Schiffman, L. G., & Wisenblit, J. (2019). Consumer Behavior TWELFTH EDITION Global Edition. Pearson Education Limited.

Singh, N., Sinha, N., & Liébana-Cabanillas, F. J. (2020). Determining factors in the adoption and recommendation of mobile wallet services in India: Analysis of the effect of innovativeness, stress to use and social influence. International Journal of Information Management, 50, 191-205. https://doi.org/10.1016/j.ijinfomgt.2019.05.022

Strauss, A., & Corbin, J. (1998). Basics of qualitative research: Techniques and procedures for developing grounded theory (2nd ed.). Sage Publications.

Sugiyono. (2022). Metode penelitian kualitatif. Alfabeta.

Triantafillidou, A., & Yannas, P. (2020). Social media crisis communication in racially charged crises: Exploring the effects of social media and image restoration strategies. Computers in Human Behavior, 106, 106269. https://doi.org/10.1016/j.chb.2020.106269

Underdown, K. U., & Tamara, D. T. (2025). Digital wallets: A study on the influence of consumer perceptions and attitudes on impulsive consumer behaviour. Frontiers in Human Dynamics, 7. https://doi.org/10.3389/fhumd.2025.1545141

Walsh, G., Mitchell, V.-W., Jackson, P. R., & Beatty, S. E. (2009). Examining the antecedents and consequences of corporate reputation: A customer perspective. British Journal of Management, 20(2), 187-203. https://doi.org/10.1111/j.1467-8551.2007.00557.x

Widawati, A. A. L., & Elbana, M. (2024). Kajian Litelatur Review Krisis Komunikasi Hotto Purto pada Kasus Overclaim dalam Menjaga Citra Perusahaan. Jurnal Penelitian Inovatif, 4(1), 113–120. https://doi.org/10.54082/jupin.262

Yin, R. K. (2018). Case study research and applications: Design and methods (6th ed.). Sage Publications.

Downloads

Published

2026-07-16

How to Cite

Sa’adah, C., Juwita, R., Sary, K. A., & Ibrizah, Z. (2026). Persepsi Mahasiswa Terhadap Respons Komunikasi DANA Atas Isu Saldo Hilang Tahun 2024 Dalam Konteks Cancel Culture Di Media Sosial. Varied Knowledge Journal, 4(1), 32–49. https://doi.org/10.71094/vkj.v4i1.337